Mortgage Loan Programs

• 100% Financing Purchase or Refinance
• 580 FICO or higher
• No Mortgage Insurance
• Extended Debt-to-Income Ratios
• Lender Credit to cover Closing Costs

• 3.5% Down Payment 
• Gift Funds Allowed
• 580 FICO or Higher 
• Debt-to-Income Ratios to 56.9%
• 2 yrs from Bankruptcy 
• 3 yrs from Foreclosure/Short Sale/Modification

• 3% Down Payment for First-Time Homebuyers
• 5% Down No PMI Options
• 1 yr Self Employed Tax Return Option
• No Closing Cost Option Available
• 620 FICO or higher

• 100% Financing 
• 640 FICO or Higher
• No Closing Cost Option Available
• Low PMI

• 620 FICO or higher 
• 12-24 Months Bank Statements for Self Employment Income
• 10% Down Payment minimum 
• No PMI

• 680 FICO or higher
• Eligible for primary, secondary, and investment properties
• Loan Amounts up to $2.5 million
• Fixed rate and ARM loans available

Please call or click the link below to apply online to see if you qualify for our down payment assistance programs. We offer programs through FHA and Conventional